Suppose your monthly income is only 2,000 yuan , you can get by quite well . I can help you put money into five . The first 800 , second 400 yuan , the third 100, fourth 200 , fifth 500.
The first , used for living expenses . S all living expenses , can be assigned to 27 yuan per day . 5 yuan breakfast , lunch, a snack or other ( control 7 neurons ), dinner 10 yuan , 5 yuan pocket money there (which you sometimes do not have to spend 5 yuan , to stay up , or pocket money someday to spend a few days , It will not upset your plans ) . This day of food , about 800 yuan per month . However, if you are young , the body does not yet have too many problems , this recipe has too much enough , neither the level of many outdoor workers .
Second , to make friends , expand your interpersonal circle . This is off the . Your telephone can be used up 100. Can treat twice a month , 150 yuan each time , in fact, only you and your friends if two people are generally not so much. Please who? Remember, please than you are thinking or better condition than you , or you need to appreciate the feelings of the person or you good .
Each month, insisted the guests, one year, your circle of friends should be expanded, but will also bring you the value of the intangible , and your reputation , influence , added value is to enhance the image and good , and generous .
Third , to learn . 50 -100 per month per can be used to buy books . Much money , buy the book should read , learn to learn to use the spirit. Each book, after reading , put it into their own language tell people to listen , to share with others can increase your credibility and enhance the affinity , encountered more deeply than you , you also get a lot of Experience . Sometimes do not need to buy 100 books , the extra part of the first deposit up bar, add up after a year can apply for a general interest classes, think they can add value , but also the knowledge to like-minded friends. Oh, this is a good thing !
Fourth , for tourism, travel reward yourself at least once a year . Growth of life from the constant life experiences . Participate in the kind of free exercise of the tour, moved into youth hostels , the earth is not big , go out every year a few years , you can plug into the red on the map , and many good memories , a life force , more enthusiasm and Energy to their work. Do not be afraid to spend money travel more than 2,400 yuan a year , enough to place you go to a lot . Sometimes off-season to travel to spend 2,400 yuan can not be half !
Fifth , the most critical , to invest , be sure to vote in the affirmative to make money , but also to protect the area . Stock : 500 basically can not enter the market, and too risky ; Fund: relatively stable , but too little revenue , while there are also potential losses . Insurance: definitely earned the only drawback is the return on a longer time, because you mean to borrow money to insurance companies , and insurance companies also schedule your interest, but the longer , more profitable . There is risk everywhere, if your life where some accident in which your income is reduced, if you do not invest in insurance, your life would be a mess , and likely to be in vain in front of the investment Insurance, in addition to access to income , there are life support , health security , even if someday God with you a joke , you need not be afraid , because if you choose insurance products , you need not worry. Both insurance companies will give you consolation money , you will wrap the rest did not pay premiums. In this way, you will neither disrupt his plans , not based on 20 years has worked hard for your parents to add more pressure . 500 yuan per month , you can choose many of the more comprehensive insurance products . If the choice of insurance products do not have 500 yuan per month , then the extra to save up a year later , you can conduct a small business , small business is safe , open an Taobao account to wholesale something to Sold , not much loss of anyway , making it not only earn money , but also made a self-confidence and courage to do things also earn experience . Earn more , you can begin increasing the amount of the purchase of long-term investment plans , so their early to get a long-term protection , to keep themselves and their families in the future, no matter what happens , have a sufficient funds to take care of , Quality of life will not fall. What's more, insurance is not tax all income the only products inside the actual one count , more than any other income more .
Well, this boil for a year, second year 2000 dollars if you still get the income that you have not had ( perhaps you get the cash or 2000 1000 , but there is insurance, where the dividend , counted or the ratio More than 2000 's ) have enough shame alive to see what brand of tofu rather hard, buy a one point , with head against it . Haha !
Monthly income below 3,000 yuan , must be part-time money , do not already have limited income, is also a strong character , pick and choose , this unwilling to do , that is not interested . Income is not high, must be very hard , try to go with the sale of related work , such as real estate , shopping promotions, leaflets , and all these are very good part-time job , not only get to know a lot of valuable people , but also Can exercise their own information-gathering capabilities and marketing skills . This is a lifetime of wealth . All employers have experienced a cumulative process, you dry them for later when the big boss is prepared for .
Ah clothes , shoes, ah , this year you have to buy as little as possible . All the best to buy through your part-time earn . As a way to reward yourself . Extra time to make money , remember to buy a gift for your love , thank him / her to support your financial plan . Very frankly told him / her, why you are so thrifty , tell him / her of your dreams and efforts.
Businessmen who need help everywhere , part-time help them to do something , to hone their own will, eloquence , and ability to work it, with your financial skills, the second year , your income to at least 5,000 yuan . Minimum should be 3,000 yuan , or your income has not keep up with inflation, the growth of it .
No matter how much your income , remember divided into five . Increase investment in health , the body is always useful to increase social investment , and expand your network of contacts , to increase the investment in learning , strengthen your self-confidence , increase investment in tourism , expand your horizons , in particular, to increase the future Investment , increase your income , can not boil a lifetime , to the old, and have to work , or through the bad .
To maintain this balance, gradually you will start a large number of surplus . This is a virtuous circle of life plans . Body will be getting better and better , get more nutrition and care. Friends will be more and more , store many valuable connections at the same time , you have the means to participate in the very high end of the training so that all aspects of their own full-fledged , broad thinking , pattern of large , harmonious personality . And you also can gradually realize their various dreams , buy their needs of a house, car , and to the children of the future fund to prepare an adequate education , let the children win at the starting line .
Life is designed career is planned , well-being can be prepared . Can now start . When you poor , less at home , more outside. When you rich , to many at home and less outside. This is the art of living . Too poor , the money is spent for others, the rich , the money is spent to yourself. Many people have done upside down.
So poor , do not care about , better than others . When rich , learn to let other people for their good . Better for themselves . Make their own contribution to the poor out , to let people use . Fu , should own a good collection , careful not to use others indiscriminately . These wonderful way of life , and few can understand .
If your income is only 1,500 yuan , then you divide by the above , flexibility in the allocation . I can not believe , but it must believe in yourself and only pay for the operation to harvest tomorrow, enjoy the future ~ !
Poor time and money to anyone . When the rich , spend money to enjoy themselves . When the poor must be generous , when the rich , do not parade one's wealth was . Life has resumed a simple , quiet has returned .
Young is not a fault , no fear of poverty . Know how to develop their own , know what valuables , to understand what the investment , know where to save , which is the key to the whole process . Freeze buy clothes , buy less , but you can buy some great taste . Eating out less , eat the treat , to please , please more than their dreams , more thought, more effort.
Once the needs have enough money , the biggest cost is to use your income , achieve your dream , to open your wings and dare to dream , to make a different journey through life .
